Finances and Retirement

Countdown to Retirement Flyer Pic

The Countdown to Retirement is On! Are you ready? Read the full article here to learn what you can be doing now to prepare for each milestone.

Financial Game Plan

Click Here for Financial Game Plan Action Steps

Financial Wellness

Do you have a game plan for your finances? Do you want to change your future? The below articles contain tips for improving your overall finances, from day-to-day living, to retirement planning.

2018 Maryland Earned Income Tax Credit (EITC)

Read this article to find out about the earned income tax credit and if you qualify. This article was provided by the IRS.

Happy Girl

Do you stress about your finances? You’re not alone.

In 2016, 52 percent of employees indicated they were stressed about their finances, and 45 percent said their stress had increased during the last 12 months. They also admitted financial worries had impacted their health, relationships, productivity and time away from work.

Fortunately, because Reliable has a relationship with BB&T, you have access to help with your financial stress. If you’ve been a participant in the BB&T@Work program, you are already receiving some benefits such as free checking, discounted rates, (visit BB&T@Work for information on the benefits they have to offer). Now they have a new program, “Financial Foundations”. BB&T now has a new program called “Financial Foundations”. To learn more, visit their website.

401(k): Fund Changes and Resources

Male and Female Looking at Computer

Understanding Plan Fees – Click for full article.

Understanding Plan Fees – For Reliable Contracting’s plan, the fee was reduced to -10%. The way the fees are displayed is also changing. Click here for the full article.
Fund Change Memo, provided by StratWealth, Effective 4/23/2018
Fund Change Memo, provided by StratWealth, Effective 6/30/2017
Fees Change Memo, provided by John Hancock, dated March 15, 2017
404a-5 Investment Notice provided by John Hancock, dated August 9, 2016


Introducing – ROTH 401(k)

401K: Roth IRA vs. Traditional IRA – Click to Read.

NEW Roth 401k Information Packet, provided by StratWealth, uploaded 7/11/2017
Choosing Between Traditional and Roth 401(k)s, provided by John Hancock, uploaded 8/2/2017


Employee Information Change Request FormUse this form to change personal information, change contribution amounts, stop deferrals, or change from a traditional 401(k) to a Roth 401(k). To open an account, contact Human Resources.

Profit Sharing

2017 Profit Sharing Statements were mailed to employees’ homes on October 15, 2018. Contact Human Resources if replacement copies are needed.