Finances and Retirement
The Countdown to Retirement is On! Are you ready? Read the full article here to learn what you can be doing now to prepare for each milestone.
Click Here for Financial Game Plan Action Steps
Read this article to find out about the earned income tax credit and if you qualify. This article was provided by the IRS.
Do you stress about your finances? You’re not alone.
In 2016, 52 percent of employees indicated they were stressed about their finances, and 45 percent said their stress had increased during the last 12 months. They also admitted financial worries had impacted their health, relationships, productivity and time away from work.
Understanding Plan Fees Click for full article.
401(k): FUND CHANGES and RESOURCES
- Understanding Plan Fees – For Reliable Contracting’s plan, the fee was reduced to -10%. The way the fees are displayed is also changing. Click here for the full article.
- Fund Change Memo, provided by StratWealth, Effective 4/23/2018
- Fund Change Memo, provided by StratWealth, Effective 6/30/2017
- Fees Change Memo, provided by John Hancock, dated March 15, 2017
- 404a-5 Investment Notice provided by John Hancock, dated August 9, 2016
INTRODUCING – ROTH 401(k)
401K: Roth IRA vs. Traditional IRA. Click to Read.
- NEW Roth 401k Information Packet, provided by StratWealth, uploaded 7/11/2017
- Choosing Between Traditional and Roth 401(k)s, provided by John Hancock, uploaded 8/2/2017
Forms
- Employee Information Change Request Form – Use this form to change personal information, change contribution amounts, stop deferrals, or change from a traditional 401(k) to a Roth 401(k). To open an account, contact Human Resources.
PROFIT SHARING
- 2017 Profit Sharing Statements were mailed to employees’ homes on October 15, 2018. Contact Human Resources if replacement copies are needed.
ARTICLES
- Aumente sus ahorros (Boost Your Savings), provided by John Hancock, uploaded 5/9/2018
- Keeping Your Personal Data Safe, provided by Carebridge, uploaded 8/2/2017
- Take the Emotion Out of Investing, provided by John Hancock, uploaded 5/2/2017